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Closing On Your First Home

Closing on a new home is exciting, but it comes with a lot of work. ImproveNet is ready to connect you to local professionals who can help you with your closing on a house checklist.

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The purchase of a new home is a big step in life. This isn’t something that happens swiftly, so there’s usually time to prepare for the move before the closing day. Using your time wisely before closing day on a house can help make the process easier. You have to think about a variety of things, from securing the moving truck and packing to having the house inspected and having a property line survey done.

ImproveNet is here to connect you with professionals to make the process easier. Just click on the project you need done and get ready to find local contractors to complete it.

What Happens A Week Before Closing On A House?

In the weeks leading up to the closing on a house, there is a lot of activity going on behind the scenes. This is when the inspection of the home will be done. The home’s previous owners will work to ensure they’re out of the house by closing or the agreed-upon date. They’ll likely repair some issues that are noted in the inspection or work with you to determine what concessions they can make in the sale terms so you can get the problems fixed.

This is also the time to review the loan terms. You’ll need to verify the closing costs on a house so you can bring the proper payment to closing with you. In most cases, you’ll need to get a cashier’s check — in some cases, multiple cashier’s checks. Some individuals write a personal check for the closing costs on a house, but you shouldn’t ever assume you will pay for these in cash.

What Happens A Week Before Closing For The Buyer?

You should be able to make a final walkthrough of the home at this time. Pay close attention to anything that should have been fixed or addressed to ensure those actions were taken. This is also the time to ensure you’re prepared for moving day.

You might have already reserved the moving truck, but if you haven’t, now is the time. Alternatively, you can opt to secure movers. Some professional companies will pack everything, move it all, and unpack it for you. There are also some moving companies that will move the items you’ve packed. If you’re going to hire movers, make sure you’re working with a reputable company so you know your belongings will be taken care of.

Remember to pack a bag that will remain with you to get you through the first few days at your new home. Knowing you have clean clothes and essentials such as medication with you can take some stress away. This bag shouldn’t be transported by the movers, so plan to bring it in your vehicle.

Closing On A House Checklist

While many people focus on what’s needed for the actual closing process, there are some other things you also need to get ready for. Many of these have to do with the actual moving process.

Some homeowners find that having to set up electronics is a hassle when they move. In order to combat this, make sure you clearly mark all cords and components. It might help for you to snap a picture of the setup before you take everything apart. You can refer to this picture as you put it all together at the new house.

Consider obtaining moving insurance, especially if you’re moving out of your local area. You might not need to worry about this if you’re using professional movers because they may include the insurance in the price you pay. You should ask them about the coverage they offer, as well as the limits on the coverage, and get this information in writing.

Now is the time to start cleaning the home you’re moving out of. If you’re renting, be sure to clean thoroughly to enhance the chance you’ll get your deposit back. If you’re selling the home you’re moving out of, be sure you leave it in a condition that’s ready to sell. Cleaning what you can now reduces the amount of cleaning you have to do once your belongings are out of the house.

Is A Land Surveyor Required For Closing?

In most cases, a land survey isn’t required prior to closing day on a house. Still, it’s a good idea to take the step now so you can ensure there isn’t anything amiss. The property survey cost should be nominal, with the national average ranging from $373 to $499. The surveyor ensures you’re getting all the property you should according to the plat of survey.

Whether you want to know the points regarding boundary surveys vs topographic surveys or need to verify the property lines according to the land records, ImproveNet can put you in touch with local professionals to complete the job.

After Closing On A House

Once you’ve closed on the house, you should plan to give it a deep cleaning before moving your belongings in. This is the only chance you’ll have to do this without having to move furniture. This is also a good time to paint and handle any improvements you can before moving day.

ImproveNet can connect you to the local professionals who can make the moving process a bit easier for you. Try to obtain pricing information for the types of services you feel are appropriate for your needs from at least three contractors so you can compare them.

Article Topics

  • General Expertise

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